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Best Time to Buy a Used Car in the UK: Monthly Price Analysis

4 min read
By CarCred Team

Best Time to Buy a Used Car in the UK: Monthly Price Analysis

Timing is everything when buying a used car. Prices can vary by thousands of pounds depending on when you buy. This comprehensive guide reveals the best times to purchase and why.

Monthly Price Trends

January-February: Best Time to Buy

Average Savings: 8-12%

Why Prices Drop:

  • Post-Christmas financial pressure
  • Dealers clearing stock
  • Low buyer demand
  • Weather reduces viewings
  • New year budget planning

Best Deals:

  • Executive cars
  • Luxury vehicles
  • Convertibles
  • Sports cars

March: Avoid This Month

Price Increase: 5-8%

Why Prices Rise:

  • New registration plate (March 1st)
  • Increased demand
  • Part-exchange surge
  • Dealer targets
  • Spring buying season

Impact: Dealers prioritize new car sales, used car prices firm up.

April-May: Moderate Prices

Market Status: Stable

Characteristics:

  • Prices stabilize post-March
  • Good selection available
  • Reasonable negotiation room
  • Better weather for viewings

June-July: Summer Premium

Price Increase: 3-5%

Why Prices Rise:

  • Holiday season demand
  • Convertible premium
  • Family car demand
  • Good weather increases buyers

Tip: Avoid buying convertibles and family SUVs during summer.

August: Pre-September Lull

Opportunity: Moderate Savings

Why It Works:

  • Dealers preparing for September plate change
  • Some clearance deals
  • Holiday season reduces competition

September: Second Worst Month

Price Increase: 6-10%

Why Prices Rise:

  • New registration plate (September 1st)
  • Highest demand of the year
  • Part-exchange influx
  • Dealer bonuses

Avoid: Buying during the first two weeks of September.

October-November: Good Buying Window

Average Savings: 5-8%

Why Prices Drop:

  • Post-September normalization
  • Dealer year-end targets
  • Reduced demand
  • Weather deterioration

Best For: Negotiating deals on recent part-exchanges.

December: Excellent Deals

Average Savings: 10-15%

Why Prices Drop:

  • Year-end clearance
  • Dealer targets and bonuses
  • Low buyer activity
  • Christmas financial pressure
  • Weather reduces viewings

Best Deals:

  • End of month (after Christmas)
  • Last week of December
  • New Year's Eve

Day of the Week Matters

Best Days to Buy

Monday-Tuesday:

  • Quieter showrooms
  • More negotiation time
  • Less competition
  • Sales staff more attentive

End of Month:

  • Dealers chasing targets
  • More flexible on price
  • Better finance deals
  • Increased motivation to sell

Worst Days to Buy

Saturday:

  • Busiest day
  • Less negotiation room
  • Rushed viewings
  • Higher competition

Sunday:

  • Limited opening hours
  • Fewer staff available
  • Less flexibility

Time of Day Strategy

Best Times

Late Afternoon (4-6 PM):

  • Sales staff want to close deals
  • Fewer customers
  • More negotiation time

End of Month:

  • Maximum pressure on dealers
  • Target-driven discounts
  • Better finance offers

Worst Times

Saturday Morning:

  • Peak busy period
  • Maximum competition
  • Rushed service

Vehicle Type Seasonality

Convertibles

Best Time: October-February Worst Time: April-August Potential Savings: Up to 20%

Why: Demand drops in winter, prices follow.

4x4s and SUVs

Best Time: May-August Worst Time: October-February Potential Savings: 10-15%

Why: Winter weather increases demand for 4x4s.

Family Cars

Best Time: September-November Worst Time: June-August Potential Savings: 8-12%

Why: School holidays drive summer demand.

Sports Cars

Best Time: November-February Worst Time: April-July Potential Savings: 15-20%

Why: Weather and insurance renewals affect demand.

Economic Factors

Interest Rates

High Rates:

  • Reduced buyer demand
  • Better negotiation position
  • More cash buyer advantage

Low Rates:

  • Increased competition
  • Higher prices
  • Finance deals more attractive

Fuel Prices

High Fuel Prices:

  • Diesel and efficient cars premium
  • Large petrol cars cheaper
  • Electric vehicles more expensive

Low Fuel Prices:

  • Larger vehicles more popular
  • Fuel efficiency less important
  • Broader price stability

Registration Plate Impact

March and September Plates

Effect on Used Market:

  • Part-exchange influx
  • Increased supply
  • Price pressure on older models
  • Negotiation opportunities

Strategy: Wait 2-3 weeks after plate change for best deals.

Dealer Targets and Bonuses

Quarter End (March, June, September, December)

Advantages:

  • Quarterly targets
  • Manufacturer bonuses
  • Volume incentives
  • More flexibility

Best Days:

  • Last week of quarter
  • Final day of month
  • After 4 PM

Year End (December)

Maximum Pressure:

  • Annual targets
  • Stock clearance
  • Bonus structures
  • New year preparation

Potential Savings: 15-20% off asking price

Private Sale Timing

Best Months for Private Sales

January-February:

  • Sellers need cash post-Christmas
  • Fewer buyers means better prices
  • More negotiation room

November-December:

  • Pre-Christmas cash needs
  • Reduced demand
  • Weather deters buyers

Worst Months

March and September:

  • New plate demand
  • More competition
  • Higher asking prices

Negotiation Timing

Best Negotiation Periods

  1. End of Month: Target pressure
  2. End of Quarter: Bonus incentives
  3. End of Year: Maximum motivation
  4. Rainy Days: Fewer customers
  5. Late Afternoon: Want to close deals

Negotiation Tips

Do:

  • Research market prices
  • Have finance pre-approved
  • Be ready to buy
  • Know your walk-away price

Don't:

  • Show excessive enthusiasm
  • Buy on first visit
  • Accept first offer
  • Rush the decision

Optimal Buying Strategy

The Perfect Storm

Combine These Factors:

  1. December or January
  2. End of month
  3. Monday or Tuesday
  4. Late afternoon
  5. Rainy weather
  6. Cash or pre-approved finance
  7. Ready to buy immediately

Potential Savings: 20-25% off peak prices

Conclusion

The best time to buy a used car in the UK is:

Primary: December (especially last week) or January Secondary: February, October, or November Avoid: March and September

Optimal Day: Monday or Tuesday, end of month, late afternoon

Vehicle-Specific:

  • Convertibles: Winter
  • 4x4s: Summer
  • Family cars: Autumn
  • Sports cars: Winter

By timing your purchase strategically, you can save thousands of pounds while getting the same vehicle. Patience and planning are your best tools for securing the best deal.

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